Uninsured Driver Accident Lawyer in Aurora, CO
Hit by an uninsured driver in Aurora? Lionheart Injury Law makes your own insurance company pay your UM/UIM claim fairly, and in full.
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What Can You Recover From Your UM/UIM Coverage?
Uninsured motorist claims at our firm typically settle for $100,000 to $1 million, and stacked policies can multiply the coverage. Your own UM/UIM coverage pays what the uninsured driver cannot, and stacking can multiply it.
We prepare every case for trial from day one, and insurers know it. That is why our settlements come in bigger and faster. And so far, we are undefeated.
With us, you speak directly with your attorney, and our RN Medical Director manages your medical care from day one, insurance or no insurance. There's no fee unless we win. Contact us now for a free consultation.
Why UM/UIM Cases Are Different
Your insurer wears two hats; it takes your premium, then defends the claim like an adversary: disputing injuries, demanding examinations, offering fractions. Colorado's counterweights are the UM/UIM statute (C.R.S. § 10-4-609) and the unreasonable-delay statute (C.R.S. § 10-3-1116), which makes stalling expensive: double the covered benefit plus fees. The mechanics, stacking, offsets, sequencing with the liability settlement, are covered in our UM/UIM claims guide and apply to every Aurora claim.
The Uninsured Problem in Aurora
Colorado's uninsured-driver rate is among the country's worst, and it concentrates where money is tight and traffic is heavy, the Colfax, Havana, and Peoria corridors see a steady stream of uninsured and minimum-limits crashes, and Aurora's hit-and-run numbers (often the same drivers) run with them. The practical result: in any serious Aurora crash, your own UM/UIM coverage is more likely than not to be part of the recovery. Check your declarations page today, before you need it, and never waive UM/UIM to save a few dollars. The crash itself gets built the way we build every car accident claims; the UM/UIM layer changes who pays, not how we prove it.
How We Build a UM/UIM Case
Prompt notice to your carrier, the police report confirming the other driver's status, and a complete medical file before any number is discussed. We find every policy that stacks, your vehicles, household members' vehicles, umbrella coverage, and we paper the insurer's conduct from day one, so if the adjuster plays games, the bad-faith claim is already built.
Damages, Venue, and Deadlines
Under HB24-1472, non-economic damages are capped at $1.5 million (2025); economic damages and physical impairment damages are uncapped, and a fatal crash carries the $2,125,000 wrongful death cap. UM/UIM claims follow the three-year motor-vehicle deadline (C.R.S. § 13-80-101) with policy notice requirements that run much sooner. Disputes are arbitrated or tried in Arapahoe County District Court like any injury case, and your insurer pays full value only when it believes you'll go the distance. We do.
Talk to an Aurora Uninsured Driver Accident Lawyer
Free consultation, no fee unless we win. We serve all of Aurora from our office minutes west of the city line.
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