What happens if the at-fault driver doesn't have insurance?

The Answer

Unfortunately, this is more common than you think; a recent study found that 17.5% of drivers in Colorado don't have auto insurance. If you have Uninsured/Underinsured Motorist coverage (or UM/UIM), your own insurance company can step in to cover your damages, including medical bills, car repairs, lost wages, pain and suffering, physical impairment and disfigurement. Lionheart Injury Law is one of the few law firms in Colorado that specializes in recovering damages in first-party UM/UIM cases to ensure that your own insurance company treats you fairly and in good faith.

If you don't have UIM coverage, you can still sue the at-fault driver directly. Lionheart Injury Law runs an asset check on all at-fault drivers, but collecting from someone without assets can be an uphill climb. Lionheart Injury Law also investiates every other angle, including looking for third-party negligence (e.g. defective vehicles, negligence on the part of repair shops or car cealerships, etc.) and other secondary insurance policies. We leave no stone unturned in our attempt to get you maximum compensation for your damages.

How we build and win car accident cases is covered in depth on the main practice page.